SHORT ESSAY ON PRADHAN MANTRI JAN DHAN YOJANA

Retrieved 23 April The Government plans to open at least one crore bank accounts on the first day itself. This type of account call “Small Account” , can regularized within one year. Sunny Roy Nov The Times of India.

Read a lot so that you have sufficient stuff to write. The scheme has seen great interest among customers from both rural and urban areas. The scheme is run by the department of financial services, Ministry of finance, and on the inauguration day, about 1. Jan dhan yojana is the ambitious scheme of Honorable Prime minister Mr. The Rupay card holder must have performed at least one financial transaction successfully within 90 days from the date of accident. August 29, Updated on: The first phase is likely to last till August , while the second phase till

Pradhan Mantri Jan Dhan Yojana PMJDYis financial inclusion program of Government of India which is applicable to 20 to 65 years age group, that aims to expand and make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions.

short essay on pradhan mantri jan dhan yojana

For successful implementation of this mega mission, full support is needed from Banking and other Financial Institutions, private service providers and above all, the responsible citizen.

Without the supply of currency all the business transactions have been stumbled. A woman with strong opinions. Notify me of follow-up comments by email.

Most savings bank accounts require an initial deposit to open a bank account and also a minimum balance to be maintained on a monthly or jaj basis. We will occasionally send you account related emails. Leave a comment Click here to cancel reply.

short essay on pradhan mantri jan dhan yojana

The National Mission on Financial Inclusion or Pradhan Mantri Jan Dhan Yojna was started by Ministry of Finance, Department of Essayy Services, Government of India, with a wide vision to provide access to banking facilities to those people who are not having any bank accounts or still unbanked from formal banking sector, so that they can also be involved in pradhwn sector which is necessary for economic development and for the welfare of poor people.

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Pradhan Mantri Jan Dhan Yojana — Vikaspedia

From Wikipedia, the free encyclopedia. In the second phase, the government will also make pension schemes available to these account holders. Account holder will get a kit containing cheque book, financial literacy and pass book. The total balance in these accounts amounts to Rs.

Important things to keep in mind: This page was last edited on 22 Mayat Account holders can avail a chequebook from their bank if they require. The scheme also provides for personal accident insurance under the following conditions: Under this scheme people will get basic bank accounts with insurance facility and an additional facility of ajn.

Essay For SSC CHSL Tier II (Descriptive Paper) – Jan Dhan Yojana

The scheme objective is to secure every Indian in the rural or urban sector to the typical banking system. A little increase or decrease in the word limit from our side will solely be for providing you more and more alternative styles of writing.

The account holder will also be provided life insurance cover of INR 30, for accounts opened before January 26, and an accidental insurance cover of INR 1 lakh. This is one of the best step taken by the Indian government for the upliftment of the poor people.

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short essay on pradhan mantri jan dhan yojana

Its main features include Rs 5, overdraft facility for Aadhar-linked accounts, RuPay Debit Card with inbuilt Rs 1 lakh accident insurance cover and minimum monthly remuneration of Rs 5, to business correspondents who will provide the last link between the account holders and the bank.

Relaxation on know-your-customer KYC norms: Jan-Dhan Yojana is a national mission to connect every Indian especially weaker sections and low income groups people to various financial services such as saving bank account, need based credit, remittances facility, insurance and pension using advance technology. Over the next few years, the government hoped to open 7. And, it brought about Rs.

Pradhan Mantri Jan Dhan Yojana – Wikipedia

As we all have gathered here to celebrate Christmas, I Retrieved 26 May Most importantly, it aims to cover people from the rural areas as well as the unorganised sector of the urban and semi-urban areas.

Election Results Mantdi. Needful modification in Rupay cards program and life cover has made the scheme more attractive. This accident insurance is provided under the Rupay Insurance Program Jun 26, Investigations are unearthing underhanded practices carried out by banks — such as depositing Re.